I am sitting here at Calavaras Big Trees State Park in California during the middle of a four day vacation with my family. We are staying in a house loaned to us and we brought our own food. And because we centered this trip around my son's 10th birthday yesterday, it makes it even more special.

The only expense on our "staycation" besides gas to get here has been $8 to get into the park. And here I am sitting amongst redwood trees in my car writing this newsletter to you.

The children are really enjoying it and today we are going to a creek with a lot of rocks for them to climb on. It was going to be a lake but I think I convinced them the water will be too cold :-).

Living frugally and financially free does not have to be restricting at all,. As a matter of fact, living on a budget and within your means is incredibly freeing!

When you are ready to get started, just let me know. And thanks to technology, no matter where you and I are, we can talk.

Until next time .....

David Kimball

There are many effective ways to save for your family vacation. When you spend 40 hours a week slaving at your job, you deserve to have some time to get away from the rat race, relax, and enjoy your family.

Unless you are independently wealthy, you will need a plan for saving up the money you need. While this may seem like a simple proposition, some people find it difficult to lay aside some money each pay period. The key here is discipline.

Examine the amount of money your family spends weekly or monthly on family entertainment and fast food restaurants. Then reduce that amount, storing the remainder away for your trip. So that a pending vacation doesn't become a joy-buster, shop around for freebie and reduced-cost entertainment options to enjoy during the months before you depart.

Digging Deeper

Home family vacation ideas are a great way to help when budgeting finances. It's no secret that many people are not able to afford a vacation that involves flying cross country or to some sandy tropical beach. But everyone needs some downtime with rest and relaxation and it's important to do something with the vacation time your employer allots you, other than use it to take care of sick kids. The answer? A staycation. Staycation is the new buzz word that means combining the elements of vacation with spending your nights at home.

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A Little Perspective

A penny saved is a penny earned. Benjamin Franklin

But thou shalt remember the LORD thy God: for it is he that giveth thee power to get wealth, that he may establish his covenant which he sware unto thy fathers, as it is this day.. Deuteronomy 8:18

Ebooks and Podcasts as well as back issues of this newsletter. Let me know if you have forgotten the password that was sent in your welcome email.

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Personal Financial Coaching

It is my passion to help families prioritize now to make sure that one parent can stay at home. If diligent, you can be debt-free in 36 months or less without buying insurance, investments or magic software. This is advice you can trust because I do not sell any of these things.