Good Morning!

Here are some practical money saving tips to help guide you to less spending:

Do Yourself a Favor: Do It Yourself

Whenever you pay somebody else to do a service you can do yourself, you are unnecessarily spending money . This applies to small things such as purchasing coffee rather than making your own, in addition to bigger expenses such as home repairs.

Do you buy coffee or a soda from a convenience store or coffee house en route to work in the morning? These really amount to a lot over time.

Alternatively, make your own coffee, or buy pop in 2-liter bottles and then pour some into a smaller bottle or cup to bring with you. The same thing applies to lunches. Rather than buying fast food, bring a sandwich or something to put in the microwave at work.

Fixing things yourself is another great of many practical money saving tips. Even though we are not all good at every type of repair or maintenance job, most of us can fix a few things for yourself. Learn to change your own oil instead of paying someone else. If the house walls call for painting, look at getting friends and family to help instead of hiring a painter. Things such as these save noticeable amounts of money in good order. Have you thought of any yourself? Let me know so I can tell others.

A Little Goes a Long Way

When you add up the savings, little things make a big difference in your personal budget planning . Take a close look at your own budget to see what small expenses are hanging around there. Whenever you are able to annihilate or just reduce them with these or other practical money saving tips, it will positively affect your end of the month savings.

Enjoy your week!

David