Christian Financial Struggles
Answers to Christian Finance Questions

Christian financial struggles are so prevalent in our culture that the number of bankruptcies are just as high as non-believers. Many Christians believe in their hearts, souls and spirits that God is in charge, and can easily provide for them in their time of need. And yet, many Christians throughout the world struggle with financial issues. How is this possible?

There are a number of reasons why this occurs. One potential source of difficulty is a lack of financial understanding. For some, the basic principles of budgeting, investing, and even money in general were never learned. However, by admitting that they are lacking in this area, a Christian can easily and quickly gain the guidance needed through prayer, studying of God’s Word and honest fellowship with other Christians.

Another potential cause of Christian financial struggles occurs within a marriage. Often, a husband and wife will divide the financial duties between them; perhaps the husband is responsible for paying the utilities, while the wife is responsible for monthly food shopping. When a married couple acts as two separate individuals in a financial sense, this can lead to potential problems. Instead, act as one, as a team in all aspects of your lives, especially the financial aspect. By communicating properly, and making joint decisions concerning monetary issues, many struggles stemming from poor planning and miscommunication can be avoided.

Another common source of Christian financial struggles is a sense of timing that is different from God’s. Many Christians want to be able to enjoy the fruits of their labors quickly, within a few days, or months, instead of being patient and waiting for fulfillment and a time of proper harvesting. Because of this impatience, many Christians chose to borrow money, and become laden with debt.

Here is something you may already know. Payments rob you. Payments rob you of being able to stay at home, they rob you of doing what you really love, of blessing others. And really, debt payments rob you of contentment and life.

Have you ever wondered why banks have really nice furniture in the lobby? That is because you paid for it through your interest payments!

And all of the interest payments that are leaving your house every month and car payments and student loans and credit cards, and medical bills, and all of that going out is is robbing you of life.

The rich ruleth over the poor, and the borrower is servant to the lender. Proverbs 22:7

While debt itself cannot always be avoided, its power over you can be lessened by simply taking the time to ask yourself: “Am I following God’s timetable? Or am I substituting my own?”

Why do Christian financial struggles abound? There can be any number of reasons why. Thankfully, with a better understanding of God’s plan, and what can be done, financial obstacles can become a thing of the past.

The next article in this Christian Finance Principles series explains how with Christian giving you cannot out give God.

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