Using our free household budget worksheet available below, make a personal spending plan that is right for you. Simply get out a pen and paper and write down your income and expenses for the month. Be sure to do this before you spend you money. You are to be telling your money what to do, not the other way.
To help you stay a bit more organized and not leave out any spending category, download my free printable family budget worksheet by clicking the picture. It will open a .pdf copy in a new window. You may also right click on it and then save to your computer.
In my opinion it is one of the best laid out and user friendly
'plug and play budgets' that I have ever seen. Truth be told
.... I have adopted it as our personal family budget planner!
Nigel Willmott, CFP
You will need one for each month plus a couple of extra ones for when you need to change things. (Hint: Using a pencil with a good eraser is very helpful).
To further help you along your path to financial freedom by living on a budget and becoming debt free, be sure to click around the site for some very helpful articles. Let me know if I can be of any help.
Also, I found a great resource that provides other free printable budget worksheets that you will find helpful.
In the meantime, if you appreciate this post and it has been helpful, then please "pay it forward" through either Facebook, Twitter, or other social media. Even an anchor text link from your website to this one would be great!
Now, head back and learn some more about budget planning including answering the question of What is Budgeting?
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